Welcome to Optimal Mortgage, LLC

Today’s affluent Baby Boomer retiree will end up paying hundreds of thousands of dollars throughout their retirement life in unnecessary fees, expenses, taxes and penalties. This happens because most retirees don’t have a comprehensive, integrated retirement income plan that uses at all of their available retirement income planning tools in an efficient manner.

Optimal Mortgage, LLC is a premier reverse mortgage company located in Broomfield, CO that uses the math and science of a coordinated retirement income plan to help affluent baby boomers optimize their home’s equity throughout their retirement lives.

Optimize: verb—To make as effective, perfect or useful as possible. To make the best use of.

Integrated: adjective—combining or coordinating separate elements so as to provide a harmonious, interrelated whole.

There are two types of individuals that will obtain reverse mortgages, those that will use a strategic reverse mortgage as part of a comprehensive, integrated, retirement income plan that saves them hundreds of thousands of dollars throughout retirement, and those that do not.

Thank you for visiting our site, please take some time to read through the multiple case studies of affluent baby boomer clients just like you who have become educated on the tremendous flexibility and versatility that these unique financial planning tools have to increase and enhance your retirement lifestyle.

Optimal Mortgage, LLC is located in Broomfield, CO with a satellite office in Greenwood Village, CO and also serves clients in the entire state of Colorado.

John is a widower who lives at home alone. He would like to keep his home, but is having trouble making payments and meeting expenses. His monthly mortgage payment is $611. Even with both Social Security income and pension, he is still short by $187 per month…